The Chris and Andre Show - Episodes Tagged with “Budgeting”

Affordability and Budgeting - Introducing Actual Budget

The Chris and Andre Show — Fri, 17 Apr 2026 07:00:00 -0400

Chris and Andre connect rising costs, like $750+ car payments, $46–50K “average” new cars, expensive gas, and ultra-long loans, to a broader affordability crisis where wages and job stability aren’t keeping up.

Andre suggests that people need intentional, zero‑based budgeting so every dollar has a defined job, with essentials (housing, utilities, transport, food) and savings prioritized over discretionary spending.

He highlights Actual Budget as a low-cost, open-source alternative to YNAB that supports this approach, even if it requires a bit more manual work, because it gives users more control and flexibility over their finances.

AffordabilityCrisis #CostOfLiving #personalfinances #MoneyManagement #Budgeting

Getting Started With You Need A Budget (YNAB)

The Chris and Andre Show — Tue, 25 Apr 2023 05:00:00 -0400

In this episode, Andre walks you through the budgeting tool, You Need A Budget (YNAB), and demonstrates some of the main features and capabilities while also highlighting the pros and cons of the tool. Along the way, Chris asks questions and tries to throw Andre off his game.

(00:00:00) Managing Finances With Inflation
(00:11:08) Getting Started With You Need A Budget (YNAB)
(00:57:39) Credit Cards In YNAB
(01:05:53) Long-term Debt and YNAB

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finance #budgeting #ynab

Making Your Finances Recession-Proof | THE BIG RANT

The Chris and Andre Show — Wed, 21 Sep 2022 05:00:00 -0400

In this edition of THE BIG RANT, Andre provides his expertise in personal finance to try and help you get a handle on your finances by Keeping the Lights On and Managing Your Expenses. Chris sits back and learns from the best before diving in to ask some questions that come to mind.

(00:08:13) Keeping the Lights On - What do you need to do to pay your bills in the coming weeks before you get paid, how to manage your expenses to fit within your budget, and how much you should be spending on certain big-ticket items like cars, home maintenance, and gifts.

(00:43:39) Q&A - Chris starts poking and prodding to clarify some of Andre's points.

(01:00:47) Budgeting Tools - Andre highly recommends a couple of simple budgeting tools in You Need A Budget (https://www.youneedabudget.com/) and GnuCash (https://www.gnucash.org/).

(01:14:54) Quiet Quitting - The guys briefly discuss the growing trend of Quiet Quitting and why it's a terrible idea for people looking to grow their careers AND their wallets.

(01:23:00) Generational Wealth - Andre takes issue with the idea of Generational Wealth and the guys discuss why it's a fallacy to think this should be everyone's goal.

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The Fed's Plan to Avoid a Recession | BREAKING (the) NEWS

The Chris and Andre Show — Sat, 18 Jun 2022 05:00:00 -0400

We break down the latest, most interesting stories from across the globe... without being too serious about it and we try to do it in 15 minutes or less. The idea is to get you up to speed without wasting your time. This week, we talk about:

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