web02.fireside.fm Fri, 17 Apr 2026 11:18:29 -0500 Fireside (https://fireside.fm) The Chris and Andre Show - Episodes Tagged with “Personal Finances” https://chrisandandrehsow.fireside.fm/tags/personal%20finances Fri, 17 Apr 2026 07:00:00 -0400 The only way to solve the problems we face as humans is to listen and address the root cause of the issues. In this podcast, we have real conversations about everyday topics that affect our lives. Listen in as hosts Chris and Andre share their perspectives on everything from politics to pop culture, from cars to cooking, from racism to religion, and much, much more! Visit our website at https://chrisandandreshow.com and be sure to check out our YouTube channel! en episodic Two Best Friends Who Disagree Sometimes (oh, and Joe) The Chris and Andre Show The only way to solve the problems we face as humans is to listen and address the root cause of the issues. In this podcast, we have real conversations about everyday topics that affect our lives. Listen in as hosts Chris and Andre share their perspectives on everything from politics to pop culture, from cars to cooking, from racism to religion, and much, much more! Visit our website at https://chrisandandreshow.com and be sure to check out our YouTube channel! no Talk, Business, Politics, Movies, Pop Culture, TV, Sports, Technology, Music, Food, Comics The Chris and Andre Show thechrisandandreshow@gmail.com Affordability and Budgeting - Introducing Actual Budget https://chrisandandrehsow.fireside.fm/277 f8cc9529-27a0-4984-ace7-08725ad451cb Fri, 17 Apr 2026 07:00:00 -0400 The Chris and Andre Show 277 Affordability and Budgeting - Introducing Actual Budget full The Chris and Andre Show Chris and Andre talk about affordability and the importance of intentional budgeting, which includes Andre giving a walkthrough of his new budgeting tool of choice: Actual Budget. 34:20 yes Chris and Andre connect rising costs, like $750+ car payments, $46–50K “average” new cars, expensive gas, and ultra-long loans, to a broader affordability crisis where wages and job stability aren’t keeping up. Andre suggests that people need intentional, zero‑based budgeting so every dollar has a defined job, with essentials (housing, utilities, transport, food) and savings prioritized over discretionary spending. He highlights Actual Budget as a low-cost, open-source alternative to YNAB that supports this approach, even if it requires a bit more manual work, because it gives users more control and flexibility over their finances. AffordabilityCrisis #CostOfLiving #personalfinances #MoneyManagement #Budgeting Affordability Crisis, Cost of Living, Personal Finances, Money Management, Budgeting Chris and Andre connect rising costs, like $750+ car payments, $46–50K “average” new cars, expensive gas, and ultra-long loans, to a broader affordability crisis where wages and job stability aren’t keeping up.

Andre suggests that people need intentional, zero‑based budgeting so every dollar has a defined job, with essentials (housing, utilities, transport, food) and savings prioritized over discretionary spending.

He highlights Actual Budget as a low-cost, open-source alternative to YNAB that supports this approach, even if it requires a bit more manual work, because it gives users more control and flexibility over their finances.

AffordabilityCrisis #CostOfLiving #personalfinances #MoneyManagement #Budgeting

]]> Chris and Andre connect rising costs, like $750+ car payments, $46–50K “average” new cars, expensive gas, and ultra-long loans, to a broader affordability crisis where wages and job stability aren’t keeping up.

Andre suggests that people need intentional, zero‑based budgeting so every dollar has a defined job, with essentials (housing, utilities, transport, food) and savings prioritized over discretionary spending.

He highlights Actual Budget as a low-cost, open-source alternative to YNAB that supports this approach, even if it requires a bit more manual work, because it gives users more control and flexibility over their finances.

AffordabilityCrisis #CostOfLiving #personalfinances #MoneyManagement #Budgeting

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